Launch and scale working capital lending products (working capital management software) on a configurable platform that automates origination, decisioning, servicing, collections, and portfolio management while helping businesses access funding faster.
Manage the complete working capital lending lifecycle—from application and automated underwriting to funding, repayment, collections, and reporting—through a configurable lending platform built for operational efficiency.
• Automated underwriting & decisioning
• Alternative data & flexible scoring
• Credit bureau & business data integrations
• Credit limit assignments & adjustments
• Configurable decision strategies
• Revolving credit facilities
• Installment working capital loans
• Flexible fee configuration
• Credit limit management
• Business rule configuration
• Merchant financing workflows
• Embedded finance integrations
• Dealer & partner management
• White-label lending experiences
• Customer self-service
• High-volume loan processing
• Collections automation
• Reporting & compliance
• Portfolio management
• Ready-made back office
Deliver flexible working capital products through configurable workflows, automated decisioning, and digital servicing that help businesses access funding faster while reducing operational effort.
Flexible Working Capital Products
Configure revolving facilities, installment loans, credit limits, repayment schedules, fees, and business rules without custom development.
Automated Underwriting & Decisioning
Automate credit decisions, credit limit adjustments, counteroffers, and approvals through configurable decision strategies and flexible scoring models.
Merchant & Embedded Finance
Embed working capital financing into merchant ecosystems, partner channels, marketplaces, and digital customer journeys.
Digital Servicing & Portfolio Management
Automate servicing, collections, portfolio monitoring, and customer self-service through a single configurable platform.
“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”
“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”
“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”
Launch and scale any lending product on a single configurable platform
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Consumer Lending
Launch and scale consumer loan products with configurable end-to-end lending workflows.
Business Finance
Digitize business lending with flexible origination, servicing, and portfolio management.
Auto Finance & Leasing
Manage vehicle financing and leasing with configurable contracts and servicing.
Equipment Financing
Support asset-backed financing with flexible products and asset lifecycle management.
Invoice Factoring
Automate receivables financing from invoice verification to funding and collections.
Credit Lines
Launch revolving credit products with automated limit management and servicing.
Embedded Finance
Embed lending into partner platforms with ready-to-launch white-label workflows.
BNPL
Power embedded installment financing across merchants and digital sales channels.
Subscription & Rentals
Manage subscription and rental financing with recurring billing and servicing.
Working Capital Financing
Deliver flexible business funding with automated decisioning and repayment management.
Adapt lending products continuously without rebuilding systems or introducing custom development projects.
Configure pricing, terms, fees, penalties, repayment structures, and business rules.
Manage scorecards, approval rules, risk strategies, and customer segmentation.
Adapt onboarding, servicing, collections, and operational processes as business needs evolve.
Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.
