Launch and scale digital lending and marketplace financing solutions with a configurable p2p lending platform that automates borrower onboarding, credit decisioning, servicing, collections, and portfolio management.
Support borrowers, investors, and lending partners through a configurable p2p lending platform that automates decisioning, servicing, repayments, and portfolio operations end-to-end.
Deliver fully digital application and onboarding journeys with automated identity verification, document collection, and credit assessments.
Automate underwriting, scoring, approvals, counteroffers, and credit limit management using configurable decision strategies and multiple data sources.
Launch consumer loans, business loans, invoice financing, working capital, and other marketplace lending products through configurable product templates.
Manage repayments, collections, reporting, and portfolio performance through automated operational workflows and customer self-service.
Manage the complete lending lifecycle—from borrower onboarding and automated underwriting to funding, servicing, collections, and reporting—through one configurable marketplace lending software designed for crowdfunding and P2P platforms.
Borrower Origination & Decisioning
• Digital borrower onboarding
• Automated underwriting & decisioning
• Credit bureau & alternative data integrations
• Configurable decision strategies
• A/B testing for decision models
Marketplace Lending Operations
• Loan application management
• Funding workflows
• High-volume loan processing
• Operational workflow automation
• Portfolio monitoring
Servicing & Collections
• Automated repayment management
• Customer self-service
• Collections automation
• Promise-to-pay management
• Extensions & restructuring support
Reporting & Compliance
• Portfolio dashboards
• Regulatory reporting
• Audit trails
• General ledger integrations
• Operational reporting
“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”
“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”
“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”
Launch and scale any lending product on a single configurable platform
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Consumer Lending
Launch and scale consumer loan products with configurable end-to-end lending workflows.
Business Finance
Digitize business lending with flexible origination, servicing, and portfolio management.
Auto Finance & Leasing
Manage vehicle financing and leasing with configurable contracts and servicing.
Equipment Financing
Support asset-backed financing with flexible products and asset lifecycle management.
Invoice Factoring
Automate receivables financing from invoice verification to funding and collections.
Credit Lines
Launch revolving credit products with automated limit management and servicing.
Embedded Finance
Embed lending into partner platforms with ready-to-launch white-label workflows.
BNPL
Power embedded installment financing across merchants and digital sales channels.
Subscription & Rentals
Manage subscription and rental financing with recurring billing and servicing.
Working Capital Financing
Deliver flexible business funding with automated decisioning and repayment management.
Adapt lending products continuously without rebuilding systems or introducing custom development projects.
Configure pricing, terms, fees, penalties, repayment structures, and business rules.
Manage scorecards, approval rules, risk strategies, and customer segmentation.
Adapt onboarding, servicing, collections, and operational processes as business needs evolve.
Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.
