Invoice Factoring Software Built for Growth

Loan Management System

Launch and scale invoice factoring products (factoring software) on a configurable lending platform that automates onboarding, decisioning, funding, collections, and portfolio management while supporting continuous product innovation.

Trusted by 60+ lenders worldwide

Invoice Factoring Software for Modern Receivables Finance

Digitize the complete invoice factoring lifecycle—from seller onboarding and invoice verification to funding, collections, and portfolio management—on a configurable platform designed for operational efficiency.

Digital Invoice Factoring

• Seller onboarding
• Invoice submission & verification
• Funding workflows
• Receivables servicing

Automated Underwriting & Decisioning

• Automated underwriting & decisioning
• Automated advance calculations & counteroffers
• Credit bureau & business data integrations
• Configurable decision strategies

Debtor & Receivables Management

• Debtor management
• Invoice tracking
• Reserve management
• Portfolio monitoring

Flexible Factoring Products

• Configurable advance rates
• Flexible reserve policies
• Fee configuration
• Funding rules & fee configuration

90+ integrations

Discover our ecosystem of third-party integrations.

Invoice Factoring Software for Modern Receivables Finance

Launch and scale invoice factoring products through a configurable platform that digitizes seller onboarding, invoice financing, debtor management, and receivables operations.

Invoice Financing Workflows

Digitize invoice submission, verification, approval, funding, and repayment through configurable workflows built for modern receivables finance.

Automated Underwriting & Decisioning

Automate seller assessments, invoice approvals, advance calculations, and counteroffers using configurable decision strategies and integrated business data.

Debtor & Receivables Management

Track debtors, invoices, reserves, concentration limits, and payment statuses while maintaining complete visibility across receivables portfolios.

Flexible Factoring Products

Configure advance rates, reserve policies, fees, funding rules, and business logic to support different factoring products without custom development.

What our clients say

400,000+
new users

“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”

60%
business growth and
expansion to new markets

“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”

8+
years of collaboration

“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”

90+ integrations across markets
Accelerate implementation with pre-built integrations for data providers, payment services, communication providers, and lending ecosystem partners.
One platform for all lending products
Launch, manage and scale multiple lending products in one system.

Built for Every Lending Vertical

Launch and scale any lending product on a single configurable platform

Consumer Lending

Launch and scale consumer loan products with configurable end-to-end lending workflows.

Business Finance

Digitize business lending with flexible origination, servicing, and portfolio management.

Auto Finance & Leasing

Manage vehicle financing and leasing with configurable contracts and servicing.

Equipment Financing

Support asset-backed financing with flexible products and asset lifecycle management.

Invoice Factoring

Automate receivables financing from invoice verification to funding and collections.

Credit Lines

Launch revolving credit products with automated limit management and servicing.

Embedded Finance

Embed lending into partner platforms with ready-to-launch white-label workflows.

BNPL

Power embedded installment financing across merchants and digital sales channels.

Subscription & Rentals

Manage subscription and rental financing with recurring billing and servicing.

Working Capital Financing

Deliver flexible business funding with automated decisioning and repayment management.

Build, Launch & Evolve Lending Products

Adapt lending products continuously without rebuilding systems or introducing custom development projects.

No-Code Product Configuration

Configure pricing, terms, fees, penalties, repayment structures, and business rules.

Decision Engine Configuration

Manage scorecards, approval rules, risk strategies, and customer segmentation.

Workflow
Configuration

Adapt onboarding, servicing, collections, and operational processes as business needs evolve.

Continuous Product Innovation

Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.