Manage the complete lending lifecycle—from origination and underwriting to servicing, collections, and reporting—through a single platform.
• Automated underwriting and decisioning
• A/B testing support for application journeys
• A/B testing support for decision strategies
• Credit bureau integrations
• Alternative data integrations
• Configurable scorecards and business rules
• Automated repayment schedules
• Dynamic schedule recalculations
• Payment processing and reconciliation
• Promise-to-pay management
• Extensions and restructuring support
• Principal, interest, penalty, and fee allocation
• Delinquency tracking
• Collections workflows
• Automated reminders
• Task assignment
• Debt collection agency integrations
• Collections reporting
• Portfolio dashboards
• Regulatory reporting
• General ledger support
• Audit trails
• Operational reporting
Launch, automate, and scale consumer lending on a configurable platform designed for digital customer journeys, intelligent decisioning, and operational efficiency.
Digital Consumer Lending
Launch fully digital customer journeys from application and onboarding to repayment and servicing.
Automated Underwriting & Decisioning
Automate credit assessments, scoring, credit limit assignments, adjustments, and counteroffers through configurable decision strategies.
Customer Self-Service
Enable customers to apply for loans, manage accounts, make repayments, request extensions, and submit servicing requests online.
Flexible Consumer Loan Products
Configure loan amounts, terms, repayment schedules, pricing models, fees, and business rules without development effort.
“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”
“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”
“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”
Launch and scale any lending product on a single configurable platform
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Consumer Lending
Launch and scale consumer loan products with configurable end-to-end lending workflows.
Business Finance
Digitize business lending with flexible origination, servicing, and portfolio management.
Auto Finance & Leasing
Manage vehicle financing and leasing with configurable contracts and servicing.
Equipment Financing
Support asset-backed financing with flexible products and asset lifecycle management.
Invoice Factoring
Automate receivables financing from invoice verification to funding and collections.
Credit Lines
Launch revolving credit products with automated limit management and servicing.
Embedded Finance
Embed lending into partner platforms with ready-to-launch white-label workflows.
BNPL
Power embedded installment financing across merchants and digital sales channels.
Subscription & Rentals
Manage subscription and rental financing with recurring billing and servicing.
Working Capital Financing
Deliver flexible business funding with automated decisioning and repayment management.
Adapt lending products continuously without rebuilding systems or introducing custom development projects.
Configure pricing, terms, fees, penalties, repayment structures, and business rules.
Manage scorecards, approval rules, risk strategies, and customer segmentation.
Adapt onboarding, servicing, collections, and operational processes as business needs evolve.
Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.
