Manage the complete credit line lifecycle—from automated decisioning and credit limit management to drawdowns, repayments, collections, and compliance—through a single configurable platform.
• Automated underwriting and decisioning
• Credit limit management and counteroffers
• Credit bureau & alternative data integrations
• A/B testing for decision strategies
• Revolving credit facilities
• Drawdown management
• Available credit recalculation
• Interest & fee management
• Repayment management
• Customer self-service
• Extensions and restructuring
• Flexible access to funds
• Collections automation
• End-to-end credit lifecycle management
• Portfolio reporting
• Regulatory compliance
Digitize and scale microfinance operations with automated lending workflows, flexible product configuration, and the operational efficiency required for high-volume, small-ticket lending.
Revolving Credit Facilities
Offer flexible revolving credit products with configurable limits, utilization rules, drawdowns, and repayments.
Automated Credit Limit Management
Automate credit limit assignments, adjustments, increases, decreases, and counteroffers through configurable decision strategies.
Flexible Access to Funds
Enable customers to access available credit, request drawdowns, and manage their facilities through digital channels.
Configurable Credit Products
Configure limits, fees, interest models, repayment rules, and business logic without custom development.
“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”
“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”
“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”
Launch and scale any lending product on a single configurable platform
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Consumer Lending
Launch and scale consumer loan products with configurable end-to-end lending workflows.
Business Finance
Digitize business lending with flexible origination, servicing, and portfolio management.
Auto Finance & Leasing
Manage vehicle financing and leasing with configurable contracts and servicing.
Equipment Financing
Support asset-backed financing with flexible products and asset lifecycle management.
Invoice Factoring
Automate receivables financing from invoice verification to funding and collections.
Credit Lines
Launch revolving credit products with automated limit management and servicing.
Embedded Finance
Embed lending into partner platforms with ready-to-launch white-label workflows.
BNPL
Power embedded installment financing across merchants and digital sales channels.
Subscription & Rentals
Manage subscription and rental financing with recurring billing and servicing.
Working Capital Financing
Deliver flexible business funding with automated decisioning and repayment management.
Adapt lending products continuously without rebuilding systems or introducing custom development projects.
Configure pricing, terms, fees, penalties, repayment structures, and business rules.
Manage scorecards, approval rules, risk strategies, and customer segmentation.
Adapt onboarding, servicing, collections, and operational processes as business needs evolve.
Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.
