Lending Software Built for Modern Online Lenders

Loan Management System

Launch digital lending products, automate lending operations, and scale your online lending business through a configurable loan origination platform that supports origination, decisioning, servicing, collections, and reporting.

Trusted by 60+ lenders worldwide

Everything Online Lenders Need to Scale

Grow your lending business with a configurable loan origination platform that supports digital customer journeys, automated decisioning, flexible product configuration, and end-to-end lending operations.

Digital Customer Journeys

Launch fully digital lending experiences from application and onboarding to servicing and repayment across web, mobile, and partner channels.

Automated Underwriting & Decisioning

Automate credit assessments, scoring, approvals, counteroffers, and credit limit management through configurable decision strategies.

Flexible Lending Products

Launch consumer loans, credit lines, BNPL, business loans, and other lending products using configurable workflows and business rules.

End-to-End Lending Operations

Manage servicing, collections, repayments, portfolio monitoring, and reporting through a single configurable lending platform.

90+ integrations

Discover our ecosystem of third-party integrations.

Automate Online Lending Operations End-to-End

Manage the complete digital lending lifecycle—from customer onboarding and underwriting to servicing, collections, and reporting—through one configurable loan management software platform built for operational efficiency.

Loan Origination & Decisioning

• Digital application journeys
• Automated underwriting & decisioning
• Credit bureau & alternative data integrations
• A/B testing for decision strategies
• Configurable scorecards and business rules

Loan Servicing & Repayment Management

• Automated repayment schedules
• Payment processing & reconciliation
• Promise-to-pay management
• Extensions & restructuring support
• Interest, fees, and penalty allocation

Collections & Portfolio Management

• Collections automation
• Delinquency tracking
• Task management
• Portfolio monitoring
• Collections reporting

Reporting & Compliance

• Portfolio dashboards
• Regulatory reporting
• Audit trails
• General ledger integrations
• Operational reporting

What our clients say

400,000+
new users

“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”

60%
business growth and
expansion to new markets

“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”

8+
years of collaboration

“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”

90+ integrations across markets
Accelerate implementation with pre-built integrations for data providers, payment services, communication providers, and lending ecosystem partners.
One platform for all lending products
Launch, manage and scale multiple lending products in one system.

Built for Every Lending Vertical

Launch and scale any lending product on a single configurable platform

Consumer Lending

Launch and scale consumer loan products with configurable end-to-end lending workflows.

Business Finance

Digitize business lending with flexible origination, servicing, and portfolio management.

Auto Finance & Leasing

Manage vehicle financing and leasing with configurable contracts and servicing.

Equipment Financing

Support asset-backed financing with flexible products and asset lifecycle management.

Invoice Factoring

Automate receivables financing from invoice verification to funding and collections.

Credit Lines

Launch revolving credit products with automated limit management and servicing.

Embedded Finance

Embed lending into partner platforms with ready-to-launch white-label workflows.

BNPL

Power embedded installment financing across merchants and digital sales channels.

Subscription & Rentals

Manage subscription and rental financing with recurring billing and servicing.

Working Capital Financing

Deliver flexible business funding with automated decisioning and repayment management.

Build, Launch & Evolve Lending Products

Adapt lending products continuously without rebuilding systems or introducing custom development projects.

No-Code Product Configuration

Configure pricing, terms, fees, penalties, repayment structures, and business rules.

Decision Engine Configuration

Manage scorecards, approval rules, risk strategies, and customer segmentation.

Workflow
Configuration

Adapt onboarding, servicing, collections, and operational processes as business needs evolve.

Continuous Product Innovation

Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.