Loan management system

The flexible lending platform. Any loan. Launched fast.

Launch, run and scale lending operations across markets with a no-code platform covering the full lending lifecycle — powered by 90+ integrations with local infrastructure for fast, secure market expansion.

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Trusted by 60+ fintech businesses worldwide

What our clients say

We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs, which meant that we could focus on marketing and sales.

Matiss Ansviesulis

Co-Founder of Money.jo, AvaFin and Esketit

Our goal is to scale the business by leveraging technology and automation instead of continuously growing headcount. We configured inGain's loan management system to reach our objective.

Santa Lemsa

Founder of Simpleros,
ex- 4Finance & Robocash

inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.

Jekaterina Stukalina

Founder of Orange finance

Auto rental has specific requirements that don’t apply to other industries in the market. We needed an experienced partner in the fintech industry to bring us the tailor-made software solution that could help us streamline our business.

Miroslav Kološevski

Founder of Current auto

Built for every lending vertical

Launch lending products faster worldwide

Launch products 5X faster

Configure and launch new lending products in weeks using flexible no-code product setup.

90+ integrations ready

Configure and launch new lending products in weeks using flexible no-code product setup.

Ready to go markets

Launch new financial products, enter new markets, embed fintech products in customer journey in weeks and with minimal entry costs.

One platform for all lending products

Launch, manage and scale multiple lending products in one system.

A single system for the full credit lifecycle

Customer application processing

Verify customer identity and meet compliance requirements at the point of application. Integrates with leading KYC third-party solutions for ID verification, AML screening and beyond — fully embedded into your onboarding flow.

Loan origination

Capture leads and process applications end-to-end. White-label frontend with calculators, registration flows, and a customer portal — all customizable and ready to connect with third-party data and decision engines. Affiliate and broker management.

Underwriting

Configure multi-step decision engines with knockout rules, expert scorecards and score-based decisions — and assign them to specific product workflows. Connect third-party data sources including credit bureaus, blacklist data, open banking and your own internal scoring model. Pre-scoring supported.

Loan servicing

Auto-generate and recalculate repayment schedules with clear principal, interest and fee splits. Reconcile payments via gateway integrations or bank file upload. Customer self-service portal for repayments, rescheduling and extensions.

Automated messaging

Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.

Product Configuration

Configure and manage multiple loan products in a single platform using a no-code setup. Define terms, limits, fees, penalties, and decision logic with full flexibility — with no restrictions on the number or complexity of products.

Enhanced debt collection

Automate and manage collections workflows with configurable reminders, communication sequences, and template management. Track delinquency in real time with dynamic bucket assignment based on Days Past Due, and trigger automated actions, task assignments, and restructuring processes to optimize recovery.

Collateral management

Manage different types collateral for secured loans including vehicles, property, equipment and warrantors. Manage valuation, insurance and asset management related operations.

Accounting and reporting

Maintain full financial visibility with an integrated general ledger, real-time data access, and seamless connections to accounting and regulatory reporting systems. Monitor portfolio performance with dashboards and manage key operations such as rescheduling, extensions, and promise-to-pay flows.

Funding and loan distribution

Scale lending operations with integrations to peer-to-peer platforms and external funding sources. Enable efficient loan distribution and portfolio growth without additional operational complexity.

Ready from shelf, yet customizable

inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.

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