Launch and scale microfinance products (micro loan management software) on a configurable lending platform designed for high-volume, small-ticket lending. Automate lending operations, support flexible lending models, and serve more customers with less manual effort.
Automate underwriting, servicing, collections, and portfolio management processes while supporting the flexibility required by modern microfinance institutions.
• Automated underwriting and decisioning
• Alternative data integrations
• Credit bureau integrations
• Configurable scoring models
• Automated credit limit assignments and adjustments
• A/B testing support for decision strategies
• Configurable loan amounts and terms
• Flexible repayment schedules
• Term-based fee configuration
• Amount-based fee configuration
• Sequence-based fee configuration
• Penalties and additional fee management
• High-volume loan processing
• Automated loan servicing
• Portfolio monitoring and reporting
• Repayment processing and reconciliation
• Operational workflow automation
• Scalable portfolio administration
• Automated reminders
• Delinquency tracking
• Collections workflows
• Promise-to-pay management
• Extensions and restructuring support
• Collections reporting
Digitize and scale microfinance operations with automated lending workflows, flexible product configuration, and the operational efficiency required for high-volume, small-ticket lending.
High-Volume, Small-Ticket Lending
Manage large loan portfolios efficiently through automated workflows designed for high-volume lending operations.
Alternative Data & Flexible Scoring
Support lending decisions using credit bureau data, alternative data sources, and configurable scoring strategies tailored to your customer segments.
Financial Inclusion Programs
Serve underserved customer segments through digital lending journeys, automated decisioning, and scalable portfolio management.
Flexible Lending Products
Configure loan products, repayment schedules, fees, penalties, and lending rules without custom development.
Launch and scale any lending product on a single configurable platform
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Consumer Lending
Launch and scale consumer loan products with configurable end-to-end lending workflows.
Business Finance
Digitize business lending with flexible origination, servicing, and portfolio management.
Auto Finance & Leasing
Manage vehicle financing and leasing with configurable contracts and servicing.
Equipment Financing
Support asset-backed financing with flexible products and asset lifecycle management.
Invoice Factoring
Automate receivables financing from invoice verification to funding and collections.
Credit Lines
Launch revolving credit products with automated limit management and servicing.
Embedded Finance
Embed lending into partner platforms with ready-to-launch white-label workflows.
BNPL
Power embedded installment financing across merchants and digital sales channels.
Subscription & Rentals
Manage subscription and rental financing with recurring billing and servicing.
Working Capital Financing
Deliver flexible business funding with automated decisioning and repayment management.
“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”
“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”
“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”
Adapt lending products continuously without rebuilding systems or introducing custom development projects.
Configure pricing, terms, fees, penalties, repayment structures, and business rules.
Manage scorecards, approval rules, risk strategies, and customer segmentation.
Adapt onboarding, servicing, collections, and operational processes as business needs evolve.
Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.
