Lending Software Built for Innovative Fintechs

Loan Management System

Launch digital lending products faster with a configurable saas lending platform that automates origination, decisioning, servicing, and collections while supporting embedded finance, partner ecosystems, and rapid product innovation.

Trusted by 60+ lenders worldwide

Build, Launch, and Scale Lending Products Faster

Accelerate product innovation with a configurable saas lending platform designed for fintechs launching digital lending, embedded finance, and marketplace financing solutions.

Configurable Lending Products

Launch consumer loans, BNPL, credit lines, business lending, and embedded finance products without custom development.

Embedded Finance & APIs

Integrate lending capabilities into digital channels, marketplaces, merchant ecosystems, and customer journeys through flexible APIs and integrations.

Automated Credit Decisioning

Automate underwriting, scoring, counteroffers, and approvals using configurable decision strategies and alternative data sources.

Scalable Lending Operations

Automate servicing, repayments, collections, reporting, and portfolio management as your lending business grows.

90+ integrations

Discover our ecosystem of third-party integrations.

Automate Lending Operations While You Focus on Innovation

Manage the complete lending lifecycle—from digital onboarding and automated underwriting to servicing, collections, and portfolio management—through one configurable saas lending system built for fast-growing fintechs.

Digital Origination & Decisioning

• Digital customer onboarding
• Automated underwriting & decisioning
• Alternative data integrations
• Credit bureau integrations
• Configurable decision strategies

Embedded Lending & Product Configuration

•  Embedded finance workflows
• White-label lending experiences
• Flexible lending products
• Business rules configuration
• Merchant & partner integrations

Loan Servicing & Portfolio Operations

• Automated repayment management
• Collections automation
• Portfolio monitoring
• Customer self-service
• Operational workflow automation

Compliance & Reporting

• Regulatory reporting
• Audit trails
• Role-based access controls
• General ledger integrations
• Operational dashboards

What our clients say

400,000+
new users

“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”

60%
business growth and
expansion to new markets

“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”

8+
years of collaboration

“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”

90+ integrations across markets
Accelerate implementation with pre-built integrations for data providers, payment services, communication providers, and lending ecosystem partners.
One platform for all lending products
Launch, manage and scale multiple lending products in one system.

Built for Every Lending Vertical

Launch and scale any lending product on a single configurable platform

Consumer Lending

Launch and scale consumer loan products with configurable end-to-end lending workflows.

Business Finance

Digitize business lending with flexible origination, servicing, and portfolio management.

Auto Finance & Leasing

Manage vehicle financing and leasing with configurable contracts and servicing.

Equipment Financing

Support asset-backed financing with flexible products and asset lifecycle management.

Invoice Factoring

Automate receivables financing from invoice verification to funding and collections.

Credit Lines

Launch revolving credit products with automated limit management and servicing.

Embedded Finance

Embed lending into partner platforms with ready-to-launch white-label workflows.

BNPL

Power embedded installment financing across merchants and digital sales channels.

Subscription & Rentals

Manage subscription and rental financing with recurring billing and servicing.

Working Capital Financing

Deliver flexible business funding with automated decisioning and repayment management.

Build, Launch & Evolve Lending Products

Adapt lending products continuously without rebuilding systems or introducing custom development projects.

No-Code Product Configuration

Configure pricing, terms, fees, penalties, repayment structures, and business rules.

Decision Engine Configuration

Manage scorecards, approval rules, risk strategies, and customer segmentation.

Workflow
Configuration

Adapt onboarding, servicing, collections, and operational processes as business needs evolve.

Continuous Product Innovation

Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.