Expand your digital banking offering with configurable lending products that automate origination, decisioning, servicing, and collections while delivering seamless customer experiences through a single neobank lending platform.
Launch and scale lending products on a configurable neobank lending platform that integrates with your digital banking ecosystem, automates lending operations, and delivers exceptional customer experiences.
Offer fully digital lending journeys—from application and onboarding to repayments and servicing—across mobile and online banking channels.
Automate credit assessments, scoring, approvals, counteroffers, and credit limit management through configurable decision strategies.
Launch personal loans, credit lines, BNPL, and other lending products without custom development using configurable product templates and business rules.
Enable customers to apply for loans, access available credit, make repayments, manage accounts, and submit servicing requests directly through digital banking channels.
Manage the complete lending lifecycle—from digital applications and automated underwriting to servicing, collections, and reporting—through one configurable digital banking lending platform built for modern digital banks.
Digital Origination & Decisioning
• Digital customer onboarding
• Automated underwriting & decisioning
• Credit bureau & alternative data integrations
• Automated credit limit management
• Configurable decision strategies
Digital Lending Products
• Consumer loans
• Revolving credit lines
• Flexible product configuration
• Fee & interest management
• Business rule configuration
Customer Servicing & Collections
• Customer self-service
• Automated repayment management
• Collections automation
• Extensions & restructuring
• Portfolio monitoring
Reporting & Compliance
• Regulatory reporting
• Audit trails
• Role-based access controls
• General ledger integrations
• Operational dashboards
“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”
“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”
“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”
Launch and scale any lending product on a single configurable platform
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Consumer Lending
Launch and scale consumer loan products with configurable end-to-end lending workflows.
Business Finance
Digitize business lending with flexible origination, servicing, and portfolio management.
Auto Finance & Leasing
Manage vehicle financing and leasing with configurable contracts and servicing.
Equipment Financing
Support asset-backed financing with flexible products and asset lifecycle management.
Invoice Factoring
Automate receivables financing from invoice verification to funding and collections.
Credit Lines
Launch revolving credit products with automated limit management and servicing.
Embedded Finance
Embed lending into partner platforms with ready-to-launch white-label workflows.
BNPL
Power embedded installment financing across merchants and digital sales channels.
Subscription & Rentals
Manage subscription and rental financing with recurring billing and servicing.
Working Capital Financing
Deliver flexible business funding with automated decisioning and repayment management.
Adapt lending products continuously without rebuilding systems or introducing custom development projects.
Configure pricing, terms, fees, penalties, repayment structures, and business rules.
Manage scorecards, approval rules, risk strategies, and customer segmentation.
Adapt onboarding, servicing, collections, and operational processes as business needs evolve.
Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.
