Automate your lending operations and connect to the services you need through inGain's broad ecosystem of integrations across global markets.
Acquire, onboard and decide, from configurable journeys to your own rules, data and scorecards.
Generate the agreement, get it signed with the customer’s own eID, and pay out by gateway or bulk bank file.
Schedules, payments and reconciliation that update themselves, plus a self-service portal for customers.
Reminders, delinquency buckets, restructuring and agency handover, all run on rules you set.
An auditable general ledger, regulatory reporting and real-time portfolio dashboards.
Connect to peer-to-peer platforms to distribute loans automatically and scale the portfolio.
Acquire customers through configurable journeys and set up your own rules and data, so every application is decided the same way, without a developer in the loop.
Bring customers in through your own onboarding journey, calculate the deal on the spot, and onboard them with the checks already wired in.
Configure different registration journeys for new, returning and affiliate-sourced customers, each with its own data validation, third-party data providers, identity verification, automated decisioning and A/B testing.
Select functionality available in a fully branded customer portal: request early repayment, rescheduling or a new loan, make repayments, and track account activity.
Manage affiliate and broker channels, track lead performance, and streamline partner-driven acquisition workflows.
Create and customize loan calculators for different products, pricing models, and customer segments.
Configure and manage lending decisions through flexible business rules, scoring models, and workflow automation.
Enrich underwriting decisions with data from external providers and internal systems.
Perform initial risk assessments early in the application journey to improve conversion rates and operational efficiency.
Every application runs through the same three steps you configured, in seconds, with no one waiting on a manual check.
Generate the agreement from the product configuration, have the customer sign it with the eID they already use, and release the money by payment gateway or bulk bank file.
Integrate with electronic signature providers such as Dokobit to enable fully digital contract execution.
Create and manage contract and document templates using configurable placeholders and dynamic data fields.
Automatically generate contracts and supporting documentation based on product configuration, workflow events, and customer data.
Integrate with communication providers to send, receive, and manage customer documentation throughout the origination process.
Connect to payment service providers for seamless loan disbursement, repayment processing and reconciliation.
Generate bank-compatible payment files and execute bulk disbursements efficiently across multiple loans and customer accounts.
Every payment, extension and rescheduling request updates the schedule automatically, and customers handle the routine themselves in the portal.
Allow customers to make regular and early repayments directly through the customer portal.
Enable customers to request repayment schedule modifications when their circumstances change.
Allow customers to apply for payment extensions through configurable servicing workflows.
Update repayment schedules dynamically following payments, extensions, rescheduling requests, and other trigger events.
Maintain a clear breakdown of principal, daily or monthly interest, management fees, and other accrued charges.
Process incoming payments through integrated payment service providers.
Import bank statements and payment files, automatically assign transactions to loan accounts, and flag unrecognizable transactions for manual review and resolution.
Reminders, delinquency stages, restructuring and agency handover follow the workflows you configure, with your team stepping in only where it matters.
Automate customer communications with configurable templates, channels, timing rules, and audience filters.
Create, manage, and update communication templates across email, SMS, and other customer communication channels.
Automatically assign loans to predefined collections buckets based on Days Past Due (DPD) and other business criteria.
Trigger communications, workflow actions, and process steps automatically when loans move between collections stages.
Automatically assign collections cases and follow-up activities to credit specialists based on predefined rules and triggers.
Modify repayment schedules and loan terms through configurable restructuring workflows.
Extend loan maturity dates and recalculate repayment obligations based on approved extension requests.
Record, track, and monitor customer payment commitments and automatically trigger follow-up actions when required.
Generate and export account, customer, and loan data for transfer to debt collection agencies.
Integrate directly with debt collection partners to automate case assignment, status updates, and recovery tracking.
Every transaction, accrual and balance recorded in a general ledger you can report from, integrate with, and query in real time.
Maintain a complete and auditable financial record of all loan transactions, balances, accruals, and accounting movements.
Connect with accounting and ERP systems to synchronize financial data and streamline reconciliation processes.
Support regulatory and compliance reporting through integrations with regulators and third-party reporting providers.
Access a real-time database replica for advanced reporting, analytics, business intelligence, and external data consumption.
Monitor portfolio performance through configurable dashboards with real-time visibility into lending, repayments, collections, and key business metrics.
Credit bureaus, open banking, KYC, payments, e-signature and messaging, all live in production across our markets, so a new lender plugs into what already works instead of building it.
Book a demo and we'll walk through the stages that matter most to your business, on your terms, your markets and your integrations.
