Manage the complete BNPL lifecycle—from application and decisioning to servicing, collections, and reporting—through a configurable platform designed for high-volume installment lending.
• Automated underwriting and decisioning
• Counteroffer management
• Merchant application workflows
• Credit bureau and alternative data integrations
• Configurable decision strategies
• Installment product configurator
• Deferred interest management
• Flexible repayment schedules
• Fee and penalty configuration
• Daily and monthly accrual management
• Merchant financing workflows
• Embedded finance journeys
• White-label customer experiences
• Customer self-service
• Partner ecosystem integrations
• Payment processing and servicing
• Collections automation
• Portfolio monitoring and reporting
• Regulatory compliance
• End-to-end lifecycle management
Launch, automate, and scale BNPL products through merchant, embedded, and direct-to-consumer channels while managing the complete lending lifecycle on a single platform.
Merchant Financing
Launch BNPL programs with merchant partners and provide customers with flexible installment payment options at checkout.
Embedded Finance
Integrate installment financing directly into digital journeys, marketplaces, customer portals, and partner ecosystems.
Automated Decisioning & Counteroffers
Automate credit decisions and present customers with alternative installment offers through configurable decision strategies and counteroffer logic.
Flexible Installment Products
Configure installment structures, repayment schedules, deferred interest, fees, penalties, and business rules without custom development.
“Simpleros has successfully scaled its operations in Spain, reaching a registered user base of over 400,000 with an overall approval rate of 23.4%”
“We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs.”
“inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.”
Launch and scale any lending product on a single configurable platform
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Consumer Lending
Launch and scale consumer loan products with configurable end-to-end lending workflows.
Business Finance
Digitize business lending with flexible origination, servicing, and portfolio management.
Auto Finance & Leasing
Manage vehicle financing and leasing with configurable contracts and servicing.
Equipment Financing
Support asset-backed financing with flexible products and asset lifecycle management.
Invoice Factoring
Automate receivables financing from invoice verification to funding and collections.
Credit Lines
Launch revolving credit products with automated limit management and servicing.
Embedded Finance
Embed lending into partner platforms with ready-to-launch white-label workflows.
BNPL
Power embedded installment financing across merchants and digital sales channels.
Subscription & Rentals
Manage subscription and rental financing with recurring billing and servicing.
Working Capital Financing
Deliver flexible business funding with automated decisioning and repayment management.
Adapt lending products continuously without rebuilding systems or introducing custom development projects.
Configure pricing, terms, fees, penalties, repayment structures, and business rules.
Manage scorecards, approval rules, risk strategies, and customer segmentation.
Adapt onboarding, servicing, collections, and operational processes as business needs evolve.
Introduce new lending products, customer segments, pricing models, and business rules without replacing technology.
