Unleash a profitable sales channel by capturing existing demand
Embed value adding fintech products in your retail and e-commerce business with inGain’s no-code loan management system.
<5 min
To approve purchases with a flexible payment schedule.
40%
Reduction of cart abandonment when financing options are provided.
68%
Increase in average order value from the customer that buys using a financing option.
<5 weeks
To launch operations and test new products.
Capitalize on customer demand for flexible payment and ownership options during the point of sale
The rapid rise of Buy Now, Pay Later is here to stay. Unify your value proposition and provide fintech services directly to customers. inGain’s system provides ready-made templates for BNPL and POS financing. Our no-code loan management platform empowers you to provide efficient and seamless financial services to your customers.
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Start your fintech journey
by leveraging inGain's ready-made product templates
BNPL
Provide Buy Now, Pay Later products at your online checkout and expand your services into other merchant stores. Approve customers instantly and calculate merchant fees, interest and repayment schedules automatically.
Point of sales
Make customers' purchase decisions easier in physical retail stores by providing an instant loan offer, agreement signing and deal closing in minutes. Convert more store visitors into customers and earn more.
Rent and Rent-to-own
Rent higher ticket devices and equipment such as smartphones or seasonal home tools. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.
B2B finance solutions
Fulfil business customer demand by providing customer financing options such as deferred payment, Buy Now Pay Later or credit line.
Help your customers make large purchases faster
In today’s subscription driven world customers are seeking flexible payment options to buy goods they want and need. Boost speed of sale by streamlining and automating deferred payments process, add late fees, send out reminders and more.
Build your customer loyalty
Build customer loyalty and enhance ongoing relationships with your buyers. Start your own BNPL or POS financing and don’t pass the profits to banks and lenders.
Attract capital via crowdfunding platforms
Diversify your sources of capital and scale your portfolio. Attract alternative capital via launching your own crowdfunding platform or run investment campaigns with an existing crowdfunding platform partner. inGain has a ready solution for both strategies.
Launch and scale without a hassle of technology management
Application processing
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Loan origination and servicing
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Debt collection
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Collateral management
Register collateral associated to a loan. Manage valuation, insurance and sale of an asset.
Client Stories
Hear from our satisfied clients
Matiss Ansviesulis
Co-Founder of Money.jo, CreamFinance Group and Esketit
Santa Lemsa
Founder of Simpleros,
ex- 4Finance & Robocash
Jekaterina Stukalina
Founder of Orange finance
Miroslav Kološevski
Founder of Current auto
Over 60 companies used inGain to launch fintech products quickly:
Any industry that requires customer onboarding, loan origination and servicing, debt collection and various automated flows. We serve both consumer and business, secured and unsecured fintech products based on various loan calculation methods including instalment loans, line of credit and bullet loans.
Yes. The system is an off-the-shelf solution, but can also be configured for specific business requirements using no-code interface and further customised leveraging IT custom development services.
Yes. Our fast, lightweight LMS is particularly well suited for testing new products and markets. It provides an end-to-end solution or may partially leverage your existing infrastructure (e.g. customer acquisition channels, decision engine, data connector).
Yes. The system is ready to facilitate an end-to-end loan management process according to your business requirements. It enables fully automated processes, as well as, manual intervention where needed.
Yes. Our no-code solution enables you to edit messaging templates, create triggers for automated notifications and reminders, as well as, set up various communications campaigns.
Yes. Our decision engine allows users with respective permission to edit or change decision rules and cut-off points without IT involvement.
Yes. Payment processing is ensured via an API integration with a payment services provider of your choice.
Our SaaS loan management system is deployed on a dedicated server infrastructure in a public cloud. To follow local personal data processing requirements, we may deploy in your country of origin.