Provide Buy Now, Pay Later products at your online checkout and expand your services into other merchant stores. Approve customers instantly and calculate merchant fees, interest and repayment schedules automatically.
Make customers' purchase decisions easier in physical retail stores by providing an instant loan offer, agreement signing and deal closing in minutes. Convert more store visitors into customers and earn more.
Rent higher ticket devices and equipment such as smartphones or seasonal home tools. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.
Fulfil business customer demand by providing customer financing options such as deferred payment, Buy Now Pay Later or credit line.
Build customer loyalty and enhance ongoing relationships with your buyers. Start your own BNPL or POS financing and don’t pass the profits to banks and lenders.
Diversify your sources of capital and scale your portfolio. Attract alternative capital via launching your own crowdfunding platform or run investment campaigns with an existing crowdfunding platform partner. inGain has a ready solution for both strategies.
Launch and scale without a hassle of technology management
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Register collateral associated to a loan. Manage valuation, insurance and sale of an asset.
A single, end-to-end platform eliminates the need to integrate and manage separate third party systems for CRM, underwriting, loan servicing, payments, communications and debt collection.
Product engine allows setting up new products easily. Customize instalment, credit line and bullet loan calculation methods to match your unique business model.
Leverage scoring and decision engine to tailor your loan offer based on customer’s affordability, risk profile and loyalty.
Design loyalty and marketing campaigns. First 60 days interest-free, Xmas season's stockpiling discount - it’s easy to configure using our loan management system.
Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.
Choose from a list of our existing third party vendors or add new ones for customer acquisition, KYC & AML, data enrichment and payment gateways.
Streamline communication and provide convenient payment options. Track promises-to-pay and offer customers a self service desk to restructure debt. Cooperate with debt collection agencies.
Manage different types collateral for secured loans including vehicles, property, equipment and warrantors. Manage valuation, insurance and asset management related operations.
You own the data. Use our readily available statistics dashboard or connect your own BI tools for meaningful insights about your business in real time.
Start from scratch, integrate within existing infrastructure or migrate from another loan management system, our team of experts will make sure your onboarding is quick and smooth.
inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.