Unleash a profitable sales channel by capturing existing demand

Embed value adding fintech products in your retail and e-commerce business with inGain’s no-code loan management system.

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<5 min

To approve purchases with a flexible payment schedule.

40%

Reduction of cart abandonment when financing options are provided.

68%

Increase in average order value from the customer that buys using a financing option.

<5 weeks

To launch operations and test new products.

Capitalize on customer demand for flexible payment and ownership options during the point of sale

The rapid rise of Buy Now, Pay Later is here to stay. Unify your value proposition and provide fintech services directly to customers. inGain’s system provides ready-made templates for BNPL and POS financing. Our no-code loan management platform empowers you to provide efficient and seamless financial services to your customers.

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Start your fintech journey

by leveraging inGain's ready-made product templates

BNPL

Provide Buy Now, Pay Later products at your online checkout and expand your services into other merchant stores. Approve customers instantly and calculate merchant fees, interest and repayment schedules automatically.

Point of sales

Make customers' purchase decisions easier in physical retail stores by providing an instant loan offer, agreement signing and deal closing in minutes. Convert more store visitors into customers and earn more.

Rent and Rent-to-own

Rent higher ticket devices and equipment such as smartphones or seasonal home tools. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.

B2B finance solutions

Fulfil business customer demand by providing customer financing options such as deferred payment, Buy Now Pay Later or credit line.

Help your customers make large purchases faster

In today’s subscription driven world customers are seeking flexible payment options to buy goods they want and need. Boost speed of sale by streamlining and automating deferred payments process, add late fees, send out reminders and more.

Build your customer loyalty

Build customer loyalty and enhance ongoing relationships with your buyers. Start your own BNPL or POS financing and don’t pass the profits to banks and lenders.

Attract capital via crowdfunding platforms

Diversify your sources of capital and scale your portfolio. Attract alternative capital via launching your own crowdfunding platform or run investment campaigns with an existing crowdfunding platform partner. inGain has a ready solution for both strategies.

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Customer application processing

Verify customer identity and meet compliance requirements at the point of application. Integrates with leading KYC third-party solutions for ID verification, AML screening and beyond — fully embedded into your onboarding flow.

Loan origination

Capture leads and process applications end-to-end. White-label frontend with calculators, registration flows, and a customer portal — all customizable and ready to connect with third-party data and decision engines. Affiliate and broker management.

Underwriting

Configure multi-step decision engines with knockout rules, expert scorecards and score-based decisions — and assign them to specific product workflows. Connect third-party data sources including credit bureaus, blacklist data, open banking and your own internal scoring model. Pre-scoring supported.

Loan servicing

Auto-generate and recalculate repayment schedules with clear principal, interest and fee splits. Reconcile payments via gateway integrations or bank file upload. Customer self-service portal for repayments, rescheduling and extensions.

Automated messaging

Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.

Product Configuration

Configure and manage multiple loan products in a single platform using a no-code setup. Define terms, limits, fees, penalties, and decision logic with full flexibility — with no restrictions on the number or complexity of products.

Enhanced debt collection

Automate and manage collections workflows with configurable reminders, communication sequences, and template management. Track delinquency in real time with dynamic bucket assignment based on Days Past Due, and trigger automated actions, task assignments, and restructuring processes to optimize recovery.

Collateral management

Manage different types collateral for secured loans including vehicles, property, equipment and warrantors. Manage valuation, insurance and asset management related operations.

Accounting and reporting

Maintain full financial visibility with an integrated general ledger, real-time data access, and seamless connections to accounting and regulatory reporting systems. Monitor portfolio performance with dashboards and manage key operations such as rescheduling, extensions, and promise-to-pay flows.

Funding and loan distribution

Scale lending operations with integrations to peer-to-peer platforms and external funding sources. Enable efficient loan distribution and portfolio growth without additional operational complexity.

Ready from shelf, yet customizable

inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.

Trusted by 60+ fintech businesses worldwide

What our clients say

We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs, which meant that we could focus on marketing and sales.

Matiss Ansviesulis

Co-Founder of Money.jo, AvaFin and Esketit

Our goal is to scale the business by leveraging technology and automation instead of continuously growing headcount. We configured inGain's loan management system to reach our objective.

Santa Lemsa

Founder of Simpleros,
ex- 4Finance & Robocash

inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.

Jekaterina Stukalina

Founder of Orange finance

Auto rental has specific requirements that don’t apply to other industries in the market. We needed an experienced partner in the fintech industry to bring us the tailor-made software solution that could help us streamline our business.

Miroslav Kološevski

Founder of Current auto