Unleash new growth channel by developing a fintech product
Make your online courses or university degree available to more students by embedding fintech products in your customer journey with inGain’s no-code loan management system.
<5 min
To approve purchases with a flexible payment schedule.
40%
Increase in student onboarding when financing options are provided.
<5 weeks
To launch operations and test new products.
100%
Positive impact on society.
Don’t miss out on expanding your student base and growing revenue
The rapid rise of online financial services such as Buy Now Pay Later have changed consumer expectations towards every sales organization. Especially education services are expected to provide financing options. Our no-code loan management platform empowers you to provide efficient and seamless financial services to your customers. inGain provides ready-to-go templates for starting to offer several types of fintech products for educational services.
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Make education accessible
with your fintech product
Online courses
Provide courses to all customers that wish to learn from you even if they want to pay with deferred payment method. Split payments in schedule that fits the customer and enjoy sales growth.
Student loans
Issue university loans for larger courses, bachelor and master's degrees for students looking to fund their future. Structure loan repayment based on professional career milestones, manage warrantors including government programs.
Any unique financial model
Build niche education finance products e.g. without aIT developer training courses without upfront payment,
Automatically re-finance deferred payment receivables
Integrate with debt purchasers, crowdfunding platforms and factoring companies to cash-out sales done via fintech product structure. Receive cash the same day and streamline your cashflow.
Maximize revenue from your fixed cost investment
Organizing any educational courses or programs usually have fixed costs with the tutor and lecturer taking majority. Cost of one additional student is low and creates opportunity to grow sales for customers that want a deferred payment method.
Launch and scale without a hassle of technology management
Application processing
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Loan origination and servicing
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Debt collection
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Warrantor management
Manage warrantors including government supported programs.
Client Stories
Hear from our satisfied clients
Matiss Ansviesulis
Co-Founder of Money.jo, CreamFinance Group and Esketit
Santa Lemsa
Founder of Simpleros,
ex- 4Finance & Robocash
Jekaterina Stukalina
Founder of Orange finance
Miroslav Kološevski
Founder of Current auto
Over 60 companies used inGain to launch fintech products quickly:
Any industry that requires customer onboarding, loan origination and servicing, debt collection and various automated flows. We serve both consumer and business, secured and unsecured fintech products based on various loan calculation methods including instalment loans, line of credit and bullet loans.
Yes. The system is an off-the-shelf solution, but can also be configured for specific business requirements using no-code interface and further customised leveraging IT custom development services.
Yes. Our fast, lightweight LMS is particularly well suited for testing new products and markets. It provides an end-to-end solution or may partially leverage your existing infrastructure (e.g. customer acquisition channels, decision engine, data connector).
Yes. The system is ready to facilitate an end-to-end loan management process according to your business requirements. It enables fully automated processes, as well as, manual intervention where needed.
Yes. Our no-code solution enables you to edit messaging templates, create triggers for automated notifications and reminders, as well as, set up various communications campaigns.
Yes. Our decision engine allows users with respective permission to edit or change decision rules and cut-off points without IT involvement.
Yes. Payment processing is ensured via an API integration with a payment services provider of your choice.
Our SaaS loan management system is deployed on a dedicated server infrastructure in a public cloud. To follow local personal data processing requirements, we may deploy in your country of origin.