Provide courses to all customers that wish to learn from you even if they want to pay with deferred payment method. Split payments in schedule that fits the customer and enjoy sales growth.
Issue university loans for larger courses, bachelor and master's degrees for students looking to fund their future. Structure loan repayment based on professional career milestones, manage warrantors including government programs.
Build niche education finance products e.g. without aIT developer training courses without upfront payment,
Organizing any educational courses or programs usually have fixed costs with the tutor and lecturer taking majority. Cost of one additional student is low and creates opportunity to grow sales for customers that want a deferred payment method.
Launch and scale without a hassle of technology management
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Manage warrantors including government supported programs.
A single, end-to-end platform eliminates the need to integrate and manage separate third party systems for CRM, underwriting, loan servicing, payments, communications and debt collection.
Product engine allows setting up new products easily. Customize instalment, credit line and bullet loan calculation methods to match your unique business model.
Leverage scoring and decision engine to tailor your loan offer based on customer’s affordability, risk profile and loyalty.
Design loyalty and marketing campaigns. First 60 days interest-free, Xmas season's stockpiling discount - it’s easy to configure using our loan management system.
Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.
Choose from a list of our existing third party vendors or add new ones for customer acquisition, KYC & AML, data enrichment and payment gateways.
Streamline communication and provide convenient payment options. Track promises-to-pay and offer customers a self service desk to restructure debt. Cooperate with debt collection agencies.
Manage warrantors including government supported programs. Initiate payment claims incase the student misses payment terms.
You own the data. Use our readily available statistics dashboard or connect your own BI tools for meaningful insights about your business in real time.
Start from scratch, integrate within existing infrastructure or migrate from another loan management system, our team of experts will make sure your onboarding is quick and smooth.
inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.