Unleash new growth channel by developing a fintech product

Make your online courses or university degree available to more students by embedding fintech products in your customer journey with inGain’s no-code loan management system.

<5 min

To approve purchases with a flexible payment schedule.

40%

Increase in student onboarding when financing options are provided.

<5 weeks

To launch operations and test new products.

100%

Positive impact on society.

Don’t miss out on expanding your student base and growing revenue

The rapid rise of online financial services such as Buy Now Pay Later have changed consumer expectations towards every sales organization. Especially education services are expected to provide financing options. Our no-code loan management platform empowers you to provide efficient and seamless financial services to your customers. inGain provides ready-to-go templates for starting to offer several types of fintech products for educational services.

inGain SaaS Loan Management System is a leader in Loan Origination on G2

Make education accessible

with your fintech product

Online courses

Provide courses to all customers that wish to learn from you even if they want to pay with deferred payment method. Split payments in schedule that fits the customer and enjoy sales growth.

Student loans

Issue university loans for larger courses, bachelor and master's degrees for students looking to fund their future. Structure loan repayment based on professional career milestones, manage warrantors including government programs.

Any unique financial model

Build niche education finance products e.g. without aIT developer training courses without upfront payment,

Automatically re-finance deferred payment receivables

Integrate with debt purchasers, crowdfunding platforms and factoring companies to cash-out sales done via fintech product structure. Receive cash the same day and streamline your cashflow.

Maximize revenue from your fixed cost investment

Organizing any educational courses or programs usually have fixed costs with the tutor and lecturer taking majority. Cost of one additional student is low and creates opportunity to grow sales for customers that want a deferred payment method.

Launch and scale without a hassle of technology management

Application processing

Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.

Loan origination and servicing

Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.

Debt collection

Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.

Warrantor management

Manage warrantors including government supported programs.

Single platform

A single, end-to-end platform eliminates the need to integrate and manage separate third party systems for CRM, underwriting, loan servicing, payments, communications and debt collection.

Design new products

Product engine allows setting up new products easily. Customize instalment, credit line and bullet loan calculation methods to match your unique business model.

Risk adjusted offerings

Leverage scoring and decision engine to tailor your loan offer based on customer’s affordability, risk profile and loyalty.

Loyalty and campaigns

Design loyalty and marketing campaigns. First 60 days interest-free, Xmas season's stockpiling discount - it’s easy to configure using our loan management system.

Communication orchestration

Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.

Leverage fintech ecosystem

Choose from a list of our existing third party vendors or add new ones for customer acquisition, KYC & AML, data enrichment and payment gateways.

Enhanced debt collection

Streamline communication and provide convenient payment options. Track promises-to-pay and offer customers a self service desk to restructure debt. Cooperate with debt collection agencies.

Warrantor management

Manage warrantors including government supported programs. Initiate payment claims incase the student misses payment terms.

Analytics and reporting

You own the data. Use our readily available statistics dashboard or connect your own BI tools for meaningful insights about your business in real time.

Quick start of cooperation

Start from scratch, integrate within existing infrastructure or migrate from another loan management system, our team of experts will make sure your onboarding is quick and smooth.

Ready from shelf, yet customizable

inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.

Client Stories

Hear from our satisfied clients

We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs, which meant that we could focus on marketing and sales.

Matiss Ansviesulis

Co-Founder of Money.jo, CreamFinance Group and Esketit

Our goal is to scale the business by leveraging technology and automation instead of continuously growing headcount. We configured inGain's loan management system to reach our objective.

Santa Lemsa

Founder of Simpleros,
ex- 4Finance & Robocash

inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.

Jekaterina Stukalina

Founder of Orange finance

Auto rental has specific requirements that don’t apply to other industries in the market. We needed an experienced partner in the fintech industry to bring us the tailor-made software solution that could help us streamline our business.

Miroslav Kološevski

Founder of Current auto

Over 60 companies used inGain to launch fintech products quickly:

FAQs

Find answers to the most common questions:

Which industries use inGain's loan management system (LMS)?

Any industry that requires customer onboarding, loan origination and servicing, debt collection and various automated flows. We serve both consumer and business, secured and unsecured fintech products based on various loan calculation methods including instalment loans, line of credit and bullet loans.

Can inGain's LMS be adapted to individual business needs?

Yes. The system is an off-the-shelf solution, but can also be configured for specific business requirements using no-code interface and further customised leveraging IT custom development services.

Can I use inGain's LMS to launch my product in a new market?

Yes. Our fast, lightweight LMS is particularly well suited for testing new products and markets. It provides an end-to-end solution or may partially leverage your existing infrastructure (e.g. customer acquisition channels, decision engine, data connector).

Does inGain's LMS work out of the box?

Yes. The system is ready to facilitate an end-to-end loan management process according to your business requirements. It enables fully automated processes, as well as, manual intervention where needed.

Can I manage the communications module without an IT team?

Yes. Our no-code solution enables you to edit messaging templates, create triggers for automated notifications and reminders, as well as, set up various communications campaigns.

Can I manage credit scoring without an IT team?

Yes. Our decision engine allows users with respective permission to edit or change decision rules and cut-off points without IT involvement.

Does inGain's LMS provide for payment processing?

Yes. Payment processing is ensured via an API integration with a payment services provider of your choice.

What deployment types of inGain's LMS are available?

Our SaaS loan management system is deployed on a dedicated server infrastructure in a public cloud. To follow local personal data processing requirements, we may deploy in your country of origin.

By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.