Unleash your consumer lending potential

Streamline end-to-end lending operations with inGain's no-code SaaS loan management system.

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100%

Automation of customer & loan lifecycle management.

<80%

Reduction in technology and operations maintenance costs.

<5 min

To process loan application and disburse a loan.

<5 weeks

To launch operations in new markets and test new products.

Streamline business operations and eliminate inefficiencies

Experience faster application processing, streamlined workflows for your lending operations and reduced operating expenses with inGain's powerful system. Our no-code loan management platform empowers you to provide efficient and seamless financial services to your customers.

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Serve traditional loan products

or develop customer-centric, niche lending products

Consumer loans

Provide unsecured loans for any customer’s consumption needs. Match your customer’s ability to repay the loan by offering custom instalment loan repayment schedules.

Lines of credit and credit cards

Revolving credit line is among the most popular consumer finance products. Setup interest free period, minimum repayment, cash-back loyalty program. Withdraw money via transfer, plastic or virtual card.

Auto loans and leasing

Fulfil customer’s dream of owning a car, motorbike, yacht or any other vehicle. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.

Point of sales & BNPL

Embed financial services in customer’s shopping experience both online in e-commerce checkout and at a merchant’s physical shop. Share a revenue income with a merchant or earn an interest from a borrower.

Mortgages

Support a purchase, renovation or construction of a property. Disburse a mortgage in tranches, provide principal free period. Manage collateral valuation, insurance and property commissioning.

Home improvement loans

Finance home renovation, solar panel installation or backyard improvements with a tailored loan disbursement schedule and flexible repayment terms to minimize the financial pressure on a household.

Asset based loans

Serve customer capital requirements, by providing home equity loans or reverse leasing of a movable asset. Setup a fixed payment schedule or manage an open credit line.

Student loans

Support a formal university degree education or online influencer courses. Account for study term and specifics while setting up payment schedule, manage warrantors including governmental programs.

Payday loans

Serve small ticket, single payment short term loans. Offer payment date extension and loan restructuring in a completely automated manner.

Loan refinancing

Aggregate several customer’s liabilities into a single loan with a custom payment schedule that matches customer’s affordability.

Insurance on top

Cooperate with insurance companies to protect your customers from bad debts in case of sickness or job loss.

Any unique financial model

Build niche finance products e.g. car subscription service, property rent-to-own acquisition model, with our customizable product setup engine.

Customer application processing

Verify customer identity and meet compliance requirements at the point of application. Integrates with leading KYC third-party solutions for ID verification, AML screening and beyond — fully embedded into your onboarding flow.

Loan origination

Capture leads and process applications end-to-end. White-label frontend with calculators, registration flows, and a customer portal — all customizable and ready to connect with third-party data and decision engines. Affiliate and broker management.

Underwriting

Configure multi-step decision engines with knockout rules, expert scorecards and score-based decisions — and assign them to specific product workflows. Connect third-party data sources including credit bureaus, blacklist data, open banking and your own internal scoring model. Pre-scoring supported.

Loan servicing

Auto-generate and recalculate repayment schedules with clear principal, interest and fee splits. Reconcile payments via gateway integrations or bank file upload. Customer self-service portal for repayments, rescheduling and extensions.

Communication orchestration

Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.

Leverage fintech ecosystem

Choose from a list of our existing third party vendors or add new ones for customer acquisition, KYC & AML, data enrichment and payment gateways.

Enhanced debt collection

Streamline communication and provide convenient payment options. Track promises-to-pay and offer customers a self service desk to restructure debt. Cooperate with debt collection agencies.

Collateral management

Manage different types collateral for secured loans including vehicles, property, equipment and warrantors. Manage valuation, insurance and asset management related operations.

Analytics and reporting

You own the data. Use our readily available statistics dashboard or connect your own BI tools for meaningful insights about your business in real time.

Quick start of cooperation

Start from scratch, integrate within existing infrastructure or migrate from another loan management system, our team of experts will make sure your onboarding is quick and smooth.

Ready from shelf, yet customizable

inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.

Trusted by 60+ fintech businesses worldwide

What our clients say

We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs, which meant that we could focus on marketing and sales.

Matiss Ansviesulis

Co-Founder of Money.jo, AvaFin and Esketit

Our goal is to scale the business by leveraging technology and automation instead of continuously growing headcount. We configured inGain's loan management system to reach our objective.

Santa Lemsa

Founder of Simpleros,
ex- 4Finance & Robocash

inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.

Jekaterina Stukalina

Founder of Orange finance

Auto rental has specific requirements that don’t apply to other industries in the market. We needed an experienced partner in the fintech industry to bring us the tailor-made software solution that could help us streamline our business.

Miroslav Kološevski

Founder of Current auto