Unleash profits from your vehicle stock
Many customers wanting to buy a car, motorcycle or electric bike require a financing option. Open a new business line and start providing loans, rental products or lease options, inGain's no-code loan management platform empowers you to provide efficient and seamless financial services to your customers.
<5 min
To onboard a customer and prepare a fintech product offer
100%
Automation of each customer engagement and service step.
80%
Reduction in technology and operations maintenance costs.
<5 weeks
To launch operations in new markets and test new products.
Maximise returns on yourcapital and vehicle fleet
Margins on car sales are limited and shrinking over time due to amortization. Besides, part of vehicle stock is not being sold within 12+months, thus generating opportunity cost losses. Embed fintech products into customer journey and start generating higher customer lifetime value e.g.rent-to-own provides extra returns during the rental period and profits at point of sales.
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Serve traditional loan products
or develop a new vehicle financing product for your customer segment
Car loan
Provide car loans directly to consumer. Adjust terms and calculation methods based on interest rate, commission, penalties & grace period and early repayment.
Car leasing
Issue operational and financial leases providing a customized user journey. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.
Car subscriptions
Let your capital work for you by providing your customers with flexible rent to own or rent to purchase options. Track and manage car fleet in one single system.
Dealer financing
Provide your partners with loan offer in minutes through our white label loan application portal. Calculate merchant fees, customer approval and vehicle value instantly.
Reverse leasing
Serve customer's consumption needs, by providing vehicle based loans. Setup a fixed payment schedule or manage an open credit line.
B2B vehicle financing
Provide your finance product to other businesses (B2B) such as deferred payment option, operational leases, financial leases and subscriptions.
Crowdfunding
Have demand for vehicles, but not enough capital to finance the fleet? Launch a crowdfunding platform to allow investors to back your business up and earn an interest.
Any vehicle financing
Lease, rent or otherwise finance vehicles other than cars such as motorbikes, scooters, electric bicycles, yachts, hang glider etc.
Your capital and your vehicle fleet needs to work for you
You invest in your fleet, financing products are a way to extend your customer lifetime value. Example: rent-to-own provides extra returns during the rental period and profits at point of sales.
Car purchase is impulsive, don’t miss the customer by evolving business model
Be the first to provide a vehicle loan, leasing, subscription and rent-to-own offer in a fully automated way using inGain’s system. Close the deal and don’t pass the profits to banks and lenders.
Attract capital via crowdfunding platforms
Diversify your sources of capital and scale your portfolio. Attract alternative capital via launching your own crowdfunding platform or run investment campaigns with an existing crowdfunding platform partner. inGain has a ready solution for both strategies.
Launch and scale without a hassle of technology management
Application processing
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Loan origination and servicing
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Debt collection
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Collateral management
Register collateral associated to a loan. Manage valuation, insurance and sale of an asset.
Client Stories
Hear from our satisfied clients
Miroslav Kološevski
Founder of Current auto
Santa Lemsa
Founder of Simpleros,
ex- 4Finance & Robocash
Matiss Ansviesulis
Co-Founder of Money.jo, CreamFinance Group and Esketit
Jekaterina Stukalina
Founder of Orange finance
Over 60 companies used inGain to launch fintech products quickly:
Any industry that requires customer onboarding, loan origination and servicing, debt collection and various automated flows. We serve both consumer and business, secured and unsecured fintech products based on various loan calculation methods including instalment loans, line of credit and bullet loans.
Yes. The system is an off-the-shelf solution, but can also be configured for specific business requirements using no-code interface and further customised leveraging IT custom development services.
Yes. Our fast, lightweight LMS is particularly well suited for testing new products and markets. It provides an end-to-end solution or may partially leverage your existing infrastructure (e.g. customer acquisition channels, decision engine, data connector).
Yes. The system is ready to facilitate an end-to-end loan management process according to your business requirements. It enables fully automated processes, as well as, manual intervention where needed.
Yes. Our no-code solution enables you to edit messaging templates, create triggers for automated notifications and reminders, as well as, set up various communications campaigns.
Yes. Our decision engine allows users with respective permission to edit or change decision rules and cut-off points without IT involvement.
Yes. Payment processing is ensured via an API integration with a payment services provider of your choice.
Our SaaS loan management system is deployed on a dedicated server infrastructure in a public cloud. To follow local personal data processing requirements, we may deploy in your country of origin.