Unleash your business lending potential

Business lending is complex, inGain’s no-code SaaS loan management system makes it easier.

Request a demo

1 day

Typical time to offer and loan disbursement.

<60%

Reduction in technology and operations maintenance costs.

<10min

To onboard a customer, aggregate their business data & run pre-scoring.

<5 weeks

To launch operations in new markets and test new products.

Business borrowers’ needs are unique, so shall be the lending solutions

Serving capital needs of businesses is complex and require tailored finance solutions e.g. payment schedules that meet business seasonality, asset backed lending against equipment or stock, investment credit considering project cash flows. Serve your business customers with ease and automate what is relevant, inGain’s no code SaaS loan management system will match your requirements.

Request a demo

Serve traditional loan products

or develop customer-centric, niche lending products

Business loans

Provide working capital via unsecured loans with payment schedules that match customer’s business cycles. Leverage custom instalment, credit line and bullet loan repayment methods.

Asset based loans

Serve customer capital requirements, by providing property, stock or equipment based loans. Setup a fixed payment schedule or manage an open credit line.

Equipment financing

Finance movable and non-movable equipment. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.

Investment loans

Support a purchase, renovation or construction of a property. Disburse a mortgage in tranches, provide principal free period. Manage collateral valuation, insurance and property commissioning.

Factoring/ Invoice financing

Enable businesses to receive their money before invoice due date. Determine customer’s credit limit and automatically approve new invoice financing requests within the limits.

Loan refinancing

Aggregate several customer’s liabilities into a single loan with custom payment schedule that suits customer’s business cycles.

Insurance on top

Cooperate with insurance companies to protect your customers’ payments in case of negative business cycle.

Refinance loan portfolio

Cooperate with crowdfunding investment platforms to refinance your loan portfolio. Use the capital to grow your operations further.

Any unique financial model

Your customers have unique capital needs. inGain has a technology which is flexible and may be customized to make a perfect match.

Customer application processing

Verify customer identity and meet compliance requirements at the point of application. Integrates with leading KYC third-party solutions for ID verification, AML screening and beyond — fully embedded into your onboarding flow.

Loan origination

Capture leads and process applications end-to-end. White-label frontend with calculators, registration flows, and a customer portal — all customizable and ready to connect with third-party data and decision engines. Affiliate and broker management.

Underwriting

Configure multi-step decision engines with knockout rules, expert scorecards and score-based decisions — and assign them to specific product workflows. Connect third-party data sources including credit bureaus, blacklist data, open banking and your own internal scoring model. Pre-scoring supported.

Loan servicing

Auto-generate and recalculate repayment schedules with clear principal, interest and fee splits. Reconcile payments via gateway integrations or bank file upload. Customer self-service portal for repayments, rescheduling and extensions.

Automated messaging

Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.

Product Configuration

Configure and manage multiple loan products in a single platform using a no-code setup. Define terms, limits, fees, penalties, and decision logic with full flexibility — with no restrictions on the number or complexity of products.

Enhanced debt collection

Automate and manage collections workflows with configurable reminders, communication sequences, and template management. Track delinquency in real time with dynamic bucket assignment based on Days Past Due, and trigger automated actions, task assignments, and restructuring processes to optimize recovery.

Collateral management

Manage different types collateral for secured loans including vehicles, property, equipment and warrantors. Manage valuation, insurance and asset management related operations.

Accounting and reporting

Maintain full financial visibility with an integrated general ledger, real-time data access, and seamless connections to accounting and regulatory reporting systems. Monitor portfolio performance with dashboards and manage key operations such as rescheduling, extensions, and promise-to-pay flows.

Funding and loan distribution

Scale lending operations with integrations to peer-to-peer platforms and external funding sources. Enable efficient loan distribution and portfolio growth without additional operational complexity.

Ready from shelf, yet customizable

inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.

Trusted by 60+ fintech businesses worldwide

What our clients say

We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs, which meant that we could focus on marketing and sales.

Matiss Ansviesulis

Co-Founder of Money.jo, AvaFin and Esketit

Our goal is to scale the business by leveraging technology and automation instead of continuously growing headcount. We configured inGain's loan management system to reach our objective.

Santa Lemsa

Founder of Simpleros,
ex- 4Finance & Robocash

inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.

Jekaterina Stukalina

Founder of Orange finance

Auto rental has specific requirements that don’t apply to other industries in the market. We needed an experienced partner in the fintech industry to bring us the tailor-made software solution that could help us streamline our business.

Miroslav Kološevski

Founder of Current auto