Serve small ticket, single payment 30/ 60/ 90 days loans. Easily configure variable daily interest, commissions, late fees and other fees.
Offer customers an opportunity to extend a payment due date to better match their affordability. Coordinate the process via call centre or customer’s self service personal cabinet.
Enable customers in financial trouble to restructure the outstanding debt into multiple payments schedule. Coordinate the process via call centre or customer’s self service personal cabinet.
Cooperate with insurance companies to protect your customers from bad debts in case of sickness or job loss.
Cooperate with crowdfunding investment platforms to refinance your loan portfolio. Use the capital to grow your operations further.
Build custom, niche finance products with inGain’s customizable product setup engine.
Launch and scale without a hassle of technology management
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Register collateral associated to a loan. Manage valuation, insurance and sale of an asset.
A single, end-to-end platform eliminates the need to integrate and manage separate third party systems for CRM, underwriting, loan servicing, payments, communications and debt collection.
Product engine allows setting up new products easily. Customize instalment, credit line and bullet loan calculation methods to match your unique business model.
Leverage scoring and decision engine to tailor your loan offer based on customer’s affordability, risk profile and loyalty.
Design loyalty and marketing campaigns. First 60 days interest-free, Xmas season's stockpiling discount - it’s easy to configure using our loan management system.
Streamline communication with your customers. Draft templates and setup triggers for automated omni-channel interaction.
Choose from a list of our existing third party vendors or add new ones for customer acquisition, KYC & AML, data enrichment and payment gateways.
Streamline communication and provide convenient payment options. Track promises-to-pay and offer customers a self service desk to restructure debt. Cooperate with debt collection agencies.
Manage different types collateral for secured loans including vehicles, property, equipment and warrantors. Manage valuation, insurance and asset management related operations.
You own the data. Use our readily available statistics dashboard or connect your own BI tools for meaningful insights about your business in real time.
Start from scratch, integrate within existing infrastructure or migrate from another loan management system, our team of experts will make sure your onboarding is quick and smooth.
inGain’s SaaS loan management system is highly configurable, yet we offer IT customization services to meet your specific requirements.